Technology
3DS Authentication
3D Secure authentication layer for supported card networks, integrated into the gateway flow.
Overview
3DS Authentication Overview
BoxCharge integrates 3DS authentication for supported card networks, helping align transaction flows with cardholder authentication requirements and regional regulations where applicable.
How It Works
Inside the Layer
Frictionless Path
Eligible transactions complete without explicit challenge.
Challenge Flow
Issuers may request additional authentication when required.
Result Handling
Authentication outcome propagates into the authorization request.
Use Cases
Where It Applies
EU PSD2 SCA contexts
High-value transactions
Issuer-required challenges
Security
Security Benefits
- • Cardholder authentication through issuer.
- • Reduces certain CNP risk categories.
- • Operates alongside tokenization.
FAQ
Frequently Asked Questions
Requirements vary by region, network, and issuer.
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